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About the VMBA

Founded in 1963, the Virginia Mortgage Bankers Association (VMBA) is a trade association composed of mortgage bankers, lenders, brokers and affiliated industry associates. The association is dedicated to the preservation and improvement of the mortgage lending system. The VMBA Board of Directors encourages its members to use sound and ethical business practices in the making, marketing and servicing of mortgage loans. We promise to keep our members informed of changes in mortgage laws and pending legislation that affect the real estate and mortgage business.

VMBA Board of Directors

Serving September 2023 thru September 2024.  VMBA board turnover takes place annually at the VMBA Annual Meeting during annual convention.



Kevin Russell
F&M Mortgage


President-Elect & VAMPAC Chair

Sarah Stedfast
RW Towne Mortgage


Vice President & Convention Committee Chair

Bill West
TowneBank Mortgage

Immediate Past President

Lindy Pond
Truly Mortgage



Doug Huston


VMBA Executive Director

Walt Lyons


At-Large Director

Tracie Gallahan

First National Bank

At-Large Director

Will Ballentine

C&F Mortgage

At-Large Director

Julia Roberts

Fulton Mortgage Company

At-Large Director

Kristi Hardy
Atlantic Coast Mortgage


At-Large Director

Todd Martin
Fairway Independent Mortgage Corporation


At-Large Director

Steve Rockefeller
CMG Financial


Associate Director & Membership Committee Chair

Sarah Dodson
Prosper Insurance


Associate Director

Patti Dickerson
Virginia Title Center


Associate Director

Gigi Houchins
Virginia Housing (formerly VHDA)


Chapter Director

Brian Hill
OVM with Annie Mac  Home Mortgage
 Chapter Director

Andrew Price
Fulton Mortgage Company

 Chapter Director

Jeremy Jordan
Atlantic Bay Mortgage Group 

 Chapter Director
Northern Virginia

Michael Ullmann
Movement Mortgage

 Chapter Director
Blue Ridge

Brian Rotenberry
Movement Mortgage, LLC 

 Chapter Director
Central Virginia

Ken Mextorf
George Mason Mortgage

VMBA Staff


Walt Lyons
Executive Director
(804) 819-4746 | Email


VMBA Committees

VMBA has several member committees who carry out imporant functions for the association.  If you would like to get involved and make a difference, click here to complete a committee interest form.


The Education Committee coordinates the efforts of the education program; and to provide educational opportunities as needed.  The committee assists in planning of the VMBA's annual Loan Officer Summit.

Member Services

The Member Services Committee was formed to meet the needs of potential and existing VMBA members.  It solicits new members, reviews membership applications, updates and verifies membership records, works with the local chapters in dealing with membership issues and assists members and potential members with any questions they may have.


The mission of the Convention Committee is to provide a forum for effective exchange of knowledge, trends, ideas, practices and innovations related to the mortgage profession, as well as facilitate a proficient outreach to vendors and suppliers of mortgage related services and products for usage by VMBA members.


The Legislative Committee is tasked with influencing policies and laws related to the mortgage industry, in order to help better serve the mortgage lender as it relates to regulation for all VMBA members.

  4490 Cox Road, Glen Allen, VA 23060 | Phone (804) 819-4746 | 

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